Modern Wealthy Review: Legit or a Scam?

Stuart Ross claims that his Modern Wealthy program can help you build a profitable online business using a strategy called “authority marketing.”

And, like anyone looking to make a smart move, you’re probably wondering if it’s worth your time. I get it. There are a lot of courses out there, all claiming to have the secret sauce.

In this review, I’ll break down everything you need to know—what the course offers, its real value, and whether it’s worth your time and money.

Before we dive in..

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Key Takeaways (if you’re in a hurry)

  1. Modern Wealthy is an online training program that teaches “authority marketing” which is essentially affiliate marketing.
  2. Stuart Ross is the guy behind Modern Wealthy, and he’s also known for creating other online business programs like Launch You, Accelerate, and Six Figure Mentors.
  3. Modern wealthy costs $37 with a 30-day, no-questions-asked refund policy. However, the program heavily promotes upsells costing hundreds or thousands of dollars.
  4. VERDICT: Modern Wealthy is not a complete scam in that you receive what is advertised. However, it functions primarily as a sales funnel for significantly more expensive programs. The core training’s quality and the program’s overall structure are substandard. Therefore, while technically “legit,” it may not be a worthwhile investment for most.

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What is Modern Wealthy?

Modern Wealthy is an online business training program created by Stuart Ross, designed to teach financial planning through affiliate marketing using an approach called ‘authority marketing’.

It’s part of Ross’ larger education platform, Launch You, which aims to help people develop successful businesses and create wealth.

Modern Wealthy Review

The idea behind Modern Wealthy is to establish yourself as a trusted expert in a niche, making it easier to sell products and services. The course focuses on evergreen strategies, meaning you set up systems that generate money on autopilot over time. In practice, this involves content marketing, email marketing, and paid advertising.

While the marketing for Modern Wealthy presents authority marketing as an innovative concept, it’s really just a branding-focused version of affiliate marketing. The challenge isn’t understanding the process—it’s making it work. Building authority in a niche takes effort, time, and often an investment in advertising.

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Who is Modern Wealthy For?

Modern Wealthy is designed for individuals looking to explore online business opportunities, particularly those interested in affiliate marketing.

It caters to:

  • Beginner Affiliate Marketers – If you’re new to affiliate marketing and want a structured introduction, Modern Wealthy provides a basic foundation on how to promote products and build an online presence.
  • Aspiring Entrepreneurs – Those looking to create a digital income stream may find the program useful as a first step in understanding online business models.
  • Network Marketers – The authority marketing approach taught in Modern Wealthy aligns with strategies used in network marketing, making it an option for individuals in this space who want to expand their reach.
  • Employees with Zero Business Experience – If you’re currently employed and seeking a transition into entrepreneurship, Modern Wealthy offers beginner-friendly training to help you get started.

However, while the program introduces key concepts, it doesn’t provide a complete roadmap to success without the higher-priced upsells. Those looking for an all-in-one solution without significant additional costs may need to explore alternative resources.

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Who is Stuart Ross

Stuart Ross is a digital entrepreneur from the UK who has established himself in the online business education sector.

He began his career as an estate agent, working long hours that spurred his desire for greater freedom and control over his life. This led him to explore online business, where he has since become a coach and educator.

Stuart Ross modern wealthy

Ross has successfully built a company that draws in thousands of members and generates substantial revenue. His programs, including Six Figure Mentors (SFM), Digital Experts Academy, Launch You, and Modern Wealthy, aim to teach individuals how to establish and grow online businesses. These programs often emphasize affiliate marketing and e-commerce strategies.

However, it’s important to note some key observations about his approach. His programs are known for their high-ticket pricing models, which have drawn criticism. Additionally, his teachings frequently incorporate elements of personal responsibility and mindset training, which, while valuable, can sometimes overshadow the delivery of practical, actionable strategies.

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What Do You Get With Modern Wealthy?

When you sign up for Modern Wealthy you gain access to tools and resources designed to help you invest in your future and build a business that aligns with your lifestyle and financial goals.

Here’s what you get:

The Modern Wealthy Ebook

Titled Authority Marketing Secrets of the Modern Wealthy, this guide walks you through sales automation, branding, and persuasive copywriting. It explores how to create a system that generates money while maintaining a professional image.

7-Day Fast Start Program

A structured, step-by-step process for applying authority marketing to affiliate marketing and e-commerce. It includes video lessons on email marketing, selecting high-ticket products, and driving traffic automatically. This section is designed to help you get started quickly.

Affiliate Marketing 101

A boot camp-style introduction to affiliate marketing. It focuses on finding high-ticket products that claim to offer commissions of $1,000+ per sale using Stuart Ross’ authority marketing strategy. This training aims to help you understand the importance of positioning yourself as a knowledgeable figure in your niche.

E-commerce 101

A training program that covers selling physical products online, primarily through Amazon. It teaches strategies to leverage Amazon’s vast audience to reach potential customers worldwide.

It is a relevant option for those looking to build a product-based business. This training is valued at $499, though it’s included in the package.

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Free Vision Call

A strategy session with Stuart Ross or a team member to discuss business goals and financial planning. However, this call often serves as a sales pitch for upsells, directing members toward more expensive training options.

The content is beginner-friendly and provides an introduction to online marketing, but it remains fairly basic. The real focus becomes clear after completing the initial training: upsells.

Stuart Ross’s other Programs

Let’s talk about the other programs Stuart Ross has put out there.

1. LaunchPad

This is basically his online business coaching program, running through his Launch You platform. Think of it as the next step up from Modern Wealthy. They throw in tools, training, and try to build that “community” vibe, all aimed at getting you to build a profitable online gig.

Now, to get into LaunchPad, you’re looking at a pretty hefty jump in price – around $997 if you pay it all at once, or you can do the monthly thing, which ends up costing you even more.

They cover stuff like attracting leads, sales strategies, and branding your website. It’s pitched as a way to really take your online business to the next level.

2. Accelerate

This one’s the “advanced mentorship” program, and it’s supposed to complement Modern Wealthy. It’s a 12-month deal, focusing on marketing and e-commerce.

What’s different here is that it’s more interactive. You get workshops, and they even give you pre-made website funnels and marketing templates. It’s meant to be more hands-on than LaunchPad. But, as you can imagine, it’s also a significant investment.

3. Six Figure Mentors (SFM)

This was one of Stuart’s earlier projects, back in 2010, co-founded with Jay Kubassek. It was a premium affiliate marketing course, promising to teach you how to build a business that runs 24/7 without needing inventory or traditional business systems.

It was a big deal for him, and a lot of people got involved. But, as we’ve touched on, it also got a lot of criticism for its heavy focus on upselling. It’s worth noting because it kind of sets the stage for how his later programs are structured.

So, you see a pattern, right? There’s always that entry-level program, then the push towards the higher-priced coaching and mentorship. It’s how he does business, and it’s something to keep in mind if you’re thinking about getting involved.

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How Much Does Modern Wealthy Cost?

The entry price for Modern Wealthy is $37, making it an accessible option for those curious about affiliate marketing.

It’s an affordable way to dip your toes into the world of online business without a big upfront investment. However, that low price comes with a catch—upsells.

Once inside, you’ll encounter at least two major upsells:

  • LaunchPad – This upgrade costs $997 if paid upfront, or you can opt for a payment plan of $197 initially, followed by $99 per month for eleven months, bringing the total to $1,286.
  • Accelerate – The exact price isn’t disclosed until you go through a “free vision call,” but reports suggest it starts at around $3,995.

Some sources claim there are even higher-ticket upsells, with costs reaching as much as $17,990. And beyond these program fees, you’ll likely need to invest in paid ads, email marketing tools, and website hosting—expenses that aren’t included in the training.

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Refund Policy

Modern Wealthy does offer a 30-day, no-questions-asked refund policy. If the training doesn’t meet your expectations, you can request a refund within 30 days, even if you’ve completed the lessons.

Once your request is approved, the refund should be processed within 5 to 10 business days, and interestingly, you still get to keep access to the course. Based on available feedback, there haven’t been complaints about denied refunds, and Stuart Ross appears to honor this policy. So, while upsells are a major part of the program, at least your initial investment comes with a safety net.

What are the Reviews for Modern Wealthy?

Modern Wealthy, created by Stuart Ross, has garnered a mix of feedback from its students. While the program’s website features success stories, independent platforms like Trustpilot and Reddit offer a broader range of opinions.​

On Trustpilot, the program holds a 4.0-star rating based on 97 reviews, with 69% of reviewers awarding it 5 stars. Some students have reported building successful online businesses, leaving their 9-to-5 jobs, or increasing their online authority after completing the training.​

However, not all feedback is positive. Some students have expressed dissatisfaction with the program. For instance, a Trustpilot user named pmaggie from the UK stated that the course promises a lot but delivers little, mentioning that the £90 ($113) subscription fee wasn’t worth it.

Trustpilot Reviews

Other 1-star reviews on Trustpilot mention that Modern Wealthy repeats ideas already taught by other affiliate marketing gurus on YouTube. Some reviewers even describe the program as a “get rich quick” scheme, suggesting that the course may not offer unique or valuable insights.​

The feedback on Modern Wealthy is mixed. While some students have found value in the program and achieved their online business goals, others feel it falls short of its promises and question its originality and cost-effectiveness.

Prospective students should carefully consider these varied experiences and conduct thorough research before deciding to invest in the program.

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Modern Wealthy: Pros & Cons

Pros:

  • Low Entry Cost: For $37, it’s a relatively small financial risk to get a basic overview of affiliate marketing.
  • Solid Refund Policy: The 30-day, no-questions-asked refund is a good safety net if you find the course isn’t what you expected.
  • Community Aspect: The Facebook group, while potentially an echo chamber, does offer a space for interaction and basic support.
  • Introductory Material: The ebook and initial videos can provide a very basic understanding of online marketing concepts.

Cons:

  • Aggressive Upselling: The primary goal seems to be pushing you towards much more expensive programs, significantly increasing the overall cost.
  • Limited Proven Results: The lack of widespread, verifiable success stories raises doubts about the program’s effectiveness.
  • Content Quality Issues: The repetitive nature of the videos and the lack of in-depth information can be frustrating and time-wasting.
  • Marketing Red Flags: The use of artificial scarcity and misleading pricing tactics undermines the program’s credibility.
  • Hidden Financial Obligations: The course fails to disclose the necessary expenses for tools and advertising, which are crucial for implementation.
  • Poor User Experience: The absence of a search function within the training makes navigating and finding specific information difficult.
  • Background Concerns: Stuart Ross’s history with programs like Six Figure Mentors, which were criticized for their MLM-like structure, creates justifiable skepticism.

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Is Stuart Ross’ ‘Authority Marketing’ Realistic?

Stuart Ross is well-known in the online business world, but some of his claims don’t hold up under scrutiny. He promotes the idea that people can build a seven-figure online business in under 90 days using authority marketing, but in reality, success takes much longer.

Experts say affiliate marketers need years to gain trust and earn significant money. Most successful affiliates have at least three years of experience, and those making over $50,000 per month often have a decade in the field.

The numbers also show that affiliate marketing isn’t a quick cash machine—conversion rates are low, usually between 0.5% and 1%. That means out of 100 people who see a link, maybe one will buy. Since commissions are small, making six figures requires thousands of sales.

Ross also promotes e-commerce as a money-making opportunity, but that’s not as easy as it sounds. Forbes reports that 90% of e-commerce stores fail, and most profitable businesses take about two years to break even. The competition is fierce, with hundreds of thousands of new stores launching each year. Unless someone has a strong brand or a big budget, standing out is difficult.

While Ross has built a successful brand and sells popular courses, his promises of fast wealth don’t match reality. Making real money online takes time, effort, and patience—not just buying an expensive training program.

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Final Verdict: Is Modern Wealthy worth it?

Modern Wealthy offers an affordable introduction to online business, focusing on authority marketing—which is essentially affiliate marketing.

The course provides basic training materials and access to a community, but the content remains surface-level, often repeating the same concepts without diving into the more complex strategies necessary for long-term success.

The real goal seems to be steering users toward higher-priced programs like LaunchPad and Accelerate.

Stuart Ross has a track record of launching online business education platforms, and some critics argue that Modern Wealthy is just a rebranded version of his past offerings. The marketing approach also leans on pushy tactics, such as limited-time offers, which can feel more like a sales funnel than an educational experience.

That said, the program isn’t a scam—you get what’s advertised. If you’re just curious about online business and want a basic introduction, it may be worth a look.

However, for those serious about building a profitable and sustainable business, more transparent and in-depth training options are available elsewhere.

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