Coursiv Review (2026) – Legit AI App or Waste of Time?

Hey, it’s Mark from MarksInsights.

If you’re searching for an honest Coursiv review, you’ve likely seen the ads claiming you can earn passive income using AI even with no experience, no technical skills, and very little time commitment. Coursiv has been heavily promoted across YouTube, Instagram, and TikTok, positioning itself as a beginner-friendly way to make money with artificial intelligence.

According to its marketing, Coursiv teaches users how to leverage popular AI tools such as ChatGPT, Midjourney, and DALL·E to generate income through digital marketing, freelancing, and content creation. The promises are appealing, especially for people new to online business or AI.

In this Coursiv review, I’ll take a closer look at what the platform actually offers, how the training works in practice, and whether the results match the claims made in the ads. I’ve reviewed the material, examined user feedback, and tested the platform to uncover what you really need to know before deciding if Coursiv is worth your time or money.

Before we dive in…

After 15 years testing every way to make money online, there’s only one business model I consistently recommend.

It’s simple, scalable, and genuinely beginner-friendly.

👉 Click here to check out my No.1 recommendation

Key Takeaways (if you just want the facts)

  • Coursiv.io is an online educational platform that teaches how to use AI tools like ChatGPT, DALL·E, and Midjourney to generate income online.
  • The course content is basic, offering information that’s readily available for free online.
  • Users have had significant difficulties canceling subscriptions and obtaining refunds, with some experiencing multiple unauthorized charges.
  • Customer support is unresponsive or unhelpful when users try to resolve billing issues.
  • Coursiv.io has mixed reviews online some positive reviews but predominantly negative reviews.
  • VERDICT: Coursiv is technically legitimate, but I don’t personally recommend Coursiv for a number of reasons. In my opinion there are better alternatives for learning AI tools and building online businesses.

Recommended Alternative:

👉 Click here to check out my No.1 recommendation

What is Coursiv.io?

Coursiv.io is an online educational platform that teaches you how to use artificial intelligence (AI) tools like ChatGPT, DALL·E, and Midjourney to make money online or enhance your online business.

Coursiv Review

When I talk about online business, I mean things like affiliate marketing and content creation.

I noticed that Coursiv leans heavily on the idea that “AI will make you passive income,” but as I explain in my AI Passive Income guide, tools like ChatGPT or Midjourney don’t magically produce money. They’re amplifiers — not income engines. Without real skills, strategy, or a business model behind them, AI is just… a tool.

How Coursiv.io Works

When you the website, you answer a series of questions to determine your AI learning goals.

They ask you about your age, gender, and financial aspirations, and it looks like they are customizing your learning experience based on your answers.

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But, no matter how you answer the questions, the platform ultimately directs you toward the same courses and you will ultimately be encouraged to subscribe to Coursiv.io’s paid plan.

When you sign up, you get courses such as “Mastering ChatGPT,” “AI Image Income,” and “AI Power Online Income Strategies.”

Given the names, you might expect in-depth, expert-led lessons on using AI for income generation.

Unfortunately, the course material largely consists of basic information that is more suitable for complete beginners.

👉 Click here to check out my No.1 recommendation

Coursiv Review

The courses provide a general introduction but lack the depth and practical applications you need to truly master these skills.

Coursiv Review

I felt that much of the content was repetitive and overly wordy, and to me, it looks autogenerated rather than carefully curated by industry professionals.

Optimized for Mobile

Coursiv.io appears to be optimized for mobile devices, which means if you’re accessing it from a laptop or desktop, the experience can feel clunky.

Coursiv Review

While this is not necessarily a dealbreaker, it does contribute to an overall impression that the platform is underdeveloped.

The learning interface itself is relatively simple, but the lack of advanced functionality makes it feel like a bare-bones educational tool rather than a robust online learning system.

👉 Click here to check out my No.1 recommendation

Pricing

The base subscription fee is $19 per month, but many users report that the next billing cycle deducts $39.99 instead.

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Although Coursiv doesn’t prominently state it, the subscription renews automatically, which has led to complaints from users who were charged without realizing they needed to cancel at least 24 hours before their next billing date. .

👉 Click here to check out my No.1 recommendation

My Issues With Coursiv.io

1. The Content is Too Basic

One of the biggest criticisms of Coursiv.io is that the content is pretty basic.

And it’s not only me saying this. Many users have said that the lessons are too basic and that they provide little to no real value, especially if you join thinking you will master AI tools for business.

The information they have there you can easily find for free on platforms like YouTube, blogs, and forums.

Paying $39 per month for entry-level knowledge that you can get elsewhere for free makes it a questionable investment.

Coursiv also reminds me a lot of JobEscape, another platform that packages very basic AI and freelancing info into a paid subscription model. Both rely on polished branding rather than delivering genuinely useful depth.

2. Aggressive Subscription Model

Another major issue is the way Coursiv.io handles subscriptions.

Many people have said that their credit cards were charged even after canceling their trial period. On top of that, once Coursiv.io has your payment information, they’ve made getting a refund or canceling future charges a pain in the backside.

Some people have even reported multiple charges appearing on their credit cards, sometimes exceeding the advertised $39 monthly fee.

When they attempt to contact customer support for assistance, responses are either delayed or nonexistent. This pattern suggests that the platform prioritizes recurring payments over user satisfaction.

👉 Click here to check out my No.1 recommendation

What Are Other People Saying?

User Reviews and Public Perception

Looking at user feedback across various review platforms paints a mixed picture of Coursiv.io.

On Trustpilot, the platform has several positive reviews, but Trustpilot has become known for hosting manipulated or fake reviews, so it’s difficult to determine their authenticity.

On Facebook, the reviews are much more negative, with an average rating of 2.4 out of 5. Many users complain about the low quality of the content, the unhelpful nature of the lessons, and the auto-renewal policy that leads to unexpected charges.

The recurring theme among dissatisfied users is how difficult it is to get refunds.

Is Coursiv.io Legit?

Yes Coursiv.io is technically legitimate in the sense that you receive access to the platform after paying. But that doesn’t make it a good product.

While it delivers content, it doesn’t teach a real online business model. Most lessons are surface-level AI tips you could find for free on YouTube, blogs, or Reddit. And as I explain inside my Make Money Online guide, real income comes from building skills and assets not generic AI tutorials or “shortcut systems.”

The bigger issue is the subscription model. Many users report unexpected charges, difficulty cancelling, and unresponsive support. That’s a red flag, especially when the content itself feels autogenerated and low value.

👉 Click here to check out my No.1 recommendation

Real Alternatives to Coursiv.io

If you found Coursiv through ads promising online income, you’re not alone. Most people land on these platforms because they want to make money online, not become AI experts.

Coursiv leans on the idea that “AI shortcuts” can replace real business models, but once you get inside, you realise the content is just generic tutorials you could find for free.

So if your real goal is to build income here are the alternatives that actually matter:

1. Learn a Real Online Skill

Most beginners who want to make money online don’t need AI mini-courses — they need a skill they can charge for or turn into an asset.

This includes things like content creation, SEO, client work, or building simple websites. These are skills that compound over time and actually lead to income — unlike generic AI slideshows.

2. Build an Online Asset (Not Just Knowledge)

The biggest issue with platforms like Coursiv is simple:
You don’t walk away with anything valuable.

A real online business gives you something that grows:

  • a website

  • a ranked page

  • a digital asset

  • or a client you can bill monthly

That’s where the money is, in systems and assets, not in watching general AI tutorials.

3. Local Lead Generation (My No.1 Recommendation)

If your goal is predictable, scalable income — something you can build part-time and grow month after month — local lead generation beats everything on this list.

You build simple websites, that generate leads, and sell them to local businesses.

  • No confusing tech.
  • No aggressive billing traps.
  • No fluff.
  • Just consistent monthly income built on real demand.

It’s the same model I’d choose if I had to start again today:

👉 Click here to check out my No.1 recommendation

Final Thoughts on Coursiv

Coursiv.io gives you a basic introduction to AI tools, but it doesn’t offer the depth, strategy, or real-world application you need to build a profitable online business. The content is surface-level, the subscription model is aggressive, and the billing complaints are a major red flag.

If you’re a complete beginner looking for simple AI explanations, it might have some value but beyond that, there are far better places to learn.

For anything related to making real money online, this platform simply doesn’t deliver.

Before you go

After 15 years of testing every way to make money online, I’ve seen what works—and what’s a complete waste of time.

If I had to start from scratch today, there’s only one business model I’d choose.

It’s simple, scalable, and works even if you’re a total beginner.

👉 Click here to check out my No.1 recommendation

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