ATN Unlimited Review: Legit Forex or Another Scam?

If you’ve been researching ATN Unlimited—Aaron Richards’ automated forex trading program promising 5-15% monthly returns—you’re probably wondering if this is a legitimate passive income opportunity or just another high-risk investment scheme.

But here’s what you need to know: ATN Unlimited requires massive upfront capital, generates returns through high-risk forex trading (where 70-90% of retail traders lose money), provides limited transparency about their actual trading strategies, and has a ScamAdviser trust score flagged as “rather low.”

Is it a complete scam? Not necessarily, some clients report earning returns. But is it the smartest way to build passive income? Absolutely not in my opinion.

First – What I Recommend…

Before diving into the detailed review, let me be straight with you: if your goal is building reliable passive income without risking tens of thousands of dollars in volatile forex markets, there’s a far better option.

👉 Click here to see the passive income model I recommend

Local lead generation lets you build passive income assets for $50-$200 per site (not $25,000-$40,000), with predictable recurring revenue from business clients paying $500-$2,000/month, and zero market risk or capital loss.

Here’s the difference:

  • ATN Unlimited: Risk $25,000+ in forex markets, hope for 5-15% monthly (but could lose principal)
  • Local lead generation: Invest $200 to build a website, rank it on Google, rent leads for $1,000/month with no market risk

👉 Click here to see the passive income model I recommend

Key Takeaways

  • What it is: ATN Unlimited is a forex trading program where clients invest $25,000-$40,000 minimum, connecting their capital to a “private trading network” of traders using AI and automated bots
  • Who runs it: Aaron Richards, a business consultant from Ohio with background in sales/marketing at companies like ZonBase (Amazon seller tool)
  • The promise: 5-15% monthly returns on your investment through automated forex trading without effort
  • The cost: Minimum $25,000-$40,000 capital investment required (program pricing not disclosed publicly)
  • The reality: High-risk forex trading where 70-90% of retail traders lose money; some clients report returns, but many Reddit users describe “fishy” landing pages, condescending sales calls, and lack of transparency
  • ScamAdviser rating: “Rather low” trust score; website uses free Gmail address for business contact
  • My verdict: Not necessarily a scam (education and trading access is delivered), but extremely high-risk, capital-intensive, and far better alternatives exist for building passive income

👉 RECOMMENDED: Click here to check out my No.1 recommendation

What Is ATN Unlimited?

ATN Unlimited (Automated Trading Network) is a forex trading program founded in 2021 by Aaron Richards, based in Cheyenne, Wyoming. The company positions itself as providing access to “private trading networks”—groups of elite forex traders who supposedly only worked for banks, hedge funds, and ultra-wealthy individuals until Aaron convinced them to open access to the “top 10% of earners.”

The Core Concept

Rather than learning to trade yourself, you:

  1. Invest minimum capital ($25,000-$40,000 depending on package)
  2. Connect your brokerage account to their trading network
  3. Automated bots and human traders execute trades on your behalf
  4. Collect monthly returns (promised 5-15% monthly average)
  5. Withdraw or compound profits with no lock-in period

The pitch emphasizes “100% passive income”—you do nothing except provide capital and watch returns accumulate.

The Aaron Richards Story

Aaron Richards presents himself as a family man from Ohio who lost $100,000 to automation and crypto scams while trying to retire his wife and support his father’s Parkinson’s medical expenses.

According to his narrative, he eventually gained access to an exclusive network of veteran forex traders who used AI and machine learning for automated trading. He convinced them to expand access beyond the ultra-wealthy 1% to the top 10% of earners, founding ATN Unlimited in 2021.

His background:

  • Bachelor’s degree from Arizona State University
  • Master’s in industrial/organizational psychology from Grand Canyon University (2017)
  • Account manager at Direct Energy (5 years)
  • Account executive at BASIS.ed
  • College recruiter at Grand Canyon University
  • VP of Sales at ZonBase (Amazon seller tool)
  • Founded ATN Unlimited in 2022

Notably, Aaron’s professional background is entirely in sales, marketing, and business development—not trading or finance.

How ATN Unlimited Claims to Work

The “Private Trading Network” Concept

ATN Unlimited describes accessing elite traders who use:

  • Machine learning algorithms to analyze market patterns
  • AI-powered bots for automated trade execution
  • Grid trading strategies to profit whether markets trend or move sideways
  • Human oversight for manual intervention during high volatility

The idea is that pooling client capital with expert traders using advanced technology creates superior returns compared to traditional investing.

The Promised Returns

Marketing materials claim:

  • 5-15% monthly returns on average
  • 7-14 days to see first profits (though Aaron later clarified “typically 30 days”)
  • No lock-in period—withdraw capital and profits anytime

For context, traditional investments return ~10% annually. ATN promises 5-15% monthly—which would be 60-180% annually if consistent.

These returns are either extraordinary… or extraordinarily risky.

The Massive Capital Requirement

Here’s the first major issue: ATN Unlimited requires $25,000-$40,000 minimum investment.

According to Reddit users who completed discovery calls:

  • Minimum entry is $25,000-$30,000
  • They only work with “top 10% earners”
  • The questionnaire asks how much you can invest
  • Representatives are described as “condescending” to those without sufficient capital

This immediately excludes 90% of people seeking passive income. Most people don’t have $25,000-$40,000 in liquid capital to risk in forex markets.

The Forex Trading Reality Check

Let’s talk about what ATN Unlimited doesn’t emphasize: forex trading is incredibly risky.

Industry Statistics

  • 70-90% of retail forex traders lose money
  • Even with automated systems, most lose capital
  • Leverage (which amplifies returns) also amplifies losses
  • Market volatility can wipe out accounts quickly

The Automation Myth

ATN emphasizes “automation” as if it removes risk. But:

  • Automated systems can fail spectacularly during high volatility
  • Past performance doesn’t guarantee future results
  • Many “automated trading” programs have destroyed client capital
  • Human oversight helps but doesn’t eliminate risk

The “Private Network” Claims

The marketing suggests elite traders with secret strategies unavailable to regular people. But:

  • Legitimate institutional traders work for firms, not “private networks”
  • Claims about machine learning and AI are unverifiable
  • No independent audits of trading performance
  • No regulatory oversight or verification

Red Flags and Concerns

1. ScamAdviser Trust Score

ScamAdviser rates ATN Unlimited’s website as having a “rather low” trust score. Specific concerns:

  • Uses free Gmail address (aaron.richards0891@gmail.com) for business contact
  • Domain age is only 3 years
  • Limited company transparency
  • Multiple searches for scam reviews (217 checks)

Legitimate financial firms don’t use free Gmail addresses.

2. Reddit and Forum Feedback

Multiple Reddit discussions reveal concerns:

  • Landing page described as “fishy”
  • Discovery call representatives were “condescending and rude”
  • You must book a call before learning pricing
  • Testimonials lack full names (just first names or initials)
  • One user said it “seems full of tracking bots”

3. Lack of Transparency

  • Pricing not disclosed publicly
  • Refund policy not mentioned on website
  • No detailed information about actual trading strategies
  • Limited verifiable information about “trader network”
  • No regulatory registration or oversight mentioned

4. Too-Good-To-Be-True Returns

Promising 5-15% monthly returns consistently is a massive red flag. If it were truly this reliable and risk-free, institutional investors would already be doing it.

5. Timeline Discrepancies

Marketing claims 7-14 days to profits. Aaron later said “typically 30 days.” One student reported 5 months. These inconsistencies suggest overpromising.

What Real Users Say

Positive Reviews (Primarily on ATN’s Website)

The ATN Unlimited website features glowing testimonials:

  • “Making over $15,000 monthly consistently”
  • “Earning $7,000-$12,000 per month without monitoring”
  • “Turned $120,000 investment into $12,000 monthly income”

Critical observation: All testimonials use only first names or initials. No full names. No verifiable identities. This significantly reduces credibility.

Critical Feedback (Reddit, Forums)

  • High barrier to entry: $25,000-$30,000 minimum discourages most people
  • Condescending sales process: Representatives dismissive of those without capital
  • Limited transparency: Must schedule call to learn pricing and details
  • Fishy marketing: Landing pages described as suspicious
  • Unverifiable claims: No way to independently verify trader performance

The Pattern

Positive reviews are generic and unverifiable. Critical reviews are specific about negative experiences with sales process and lack of transparency.

The Better Alternative: Local Lead Generation

If your goal is building passive income without risking massive capital in volatile markets, local lead generation is superior in almost every way.

Capital Requirements

ATN Unlimited: $25,000-$40,000 minimum Local Lead Generation: $50-$200 per site

You could build 100-200 lead gen sites for the cost of ATN’s minimum investment.

Risk Profile

ATN Unlimited: High-risk forex trading; could lose principal Local Lead Generation: No market risk; sites either rank or don’t, but you never lose capital

Income Predictability

ATN Unlimited: Returns depend on forex market performance Local Lead Generation: Once site ranks, businesses pay $500-$2,000/month predictably

True Passivity

ATN Unlimited: Passive after depositing capital (but passive losses are possible too) Local Lead Generation: Passive once site ranks; minimal ongoing maintenance

Scalability

ATN Unlimited: Limited by available capital Local Lead Generation: Build unlimited sites in different cities/niches; each is separate income stream

Real Example

ATN approach: Invest $40,000, hope for 5-15% monthly ($2,000-$6,000/month if it works) Lead gen approach: Build 5 sites for $1,000 total, rent each for $1,000/month = $5,000/month with zero market risk

The economics aren’t even comparable.

👉 Go here to learn local lead generation

Common Questions

Is ATN Unlimited a scam?

Not definitively. Some clients report receiving returns. But the high capital requirement, lack of transparency, low ScamAdviser score, and unverifiable claims make it extremely high-risk. It’s more accurate to say it’s a questionable investment opportunity with insufficient transparency.

Can you really make 5-15% monthly?

Possible but highly unlikely consistently. Forex markets are volatile. While some months might generate those returns, other months could generate losses. The marketing emphasizes wins while downplaying risk.

What’s the minimum investment?

$25,000-$30,000 according to Reddit users who completed discovery calls. Some sources mention $40,000 packages.

Can you withdraw your money anytime?

ATN claims no lock-in period and you can withdraw anytime. However, forex trading accounts can experience drawdowns where your balance is temporarily reduced. Whether you can actually withdraw full principal at any moment isn’t clearly addressed.

Is Aaron Richards a legitimate trader?

Aaron’s background is in sales and marketing, not trading. His LinkedIn shows experience at Direct Energy, BASIS.ed, Grand Canyon University, and ZonBase—all business development/sales roles. No evidence of professional trading credentials.

My Honest Verdict

ATN Unlimited isn’t a complete scam—they deliver access to forex trading as promised. But it has significant issues that make it a poor choice for most people seeking passive income:

Major Problems:

  • Requires $25,000-$40,000 minimum (excludes 90% of people)
  • High-risk forex trading where most retail traders lose money
  • Lack of transparency about strategies and performance
  • Unverifiable testimonials (only first names/initials)
  • ScamAdviser trust score flagged as “rather low”
  • Sales process described as condescending
  • Aaron’s background is sales, not trading
  • No regulatory oversight or independent audits

Who might consider it:

  • High-net-worth individuals comfortable risking $25,000+
  • Those with excess capital seeking forex exposure
  • Risk-tolerant investors understanding they could lose principal

Who should avoid it:

  • Anyone without $25,000+ in capital they can afford to lose
  • Risk-averse individuals
  • Those seeking truly passive income without market risk
  • Anyone looking for transparent, verifiable investment opportunities

The bottom line: For 99% of people, there are far better ways to build passive income. Local lead generation offers similar or better monthly income potential with 100x less capital required and zero market risk.

Don’t gamble tens of thousands in forex markets when you can build predictable passive income for hundreds of dollars.

👉 Click here to discover my No.1 recommendation