Prosperity of Life Review – Pyramid Scheme or Legit?

Hey, it’s Mark from MarksInsights.

If you’re reading this, there’s a good chance you’ve already come across Prosperity of Life — maybe someone reached out on Facebook, invited you to a webinar, or promised you a “life-changing online business opportunity.”

The pitch sounds appealing: combine personal development with a lucrative business model that helps you “transform lives and earn from home.” But if you’ve been around the online business space for a while, you know that claims like these always deserve a closer look.

So in this Prosperity of Life review, I’ll break down what it really is, how it works, who’s behind it, and whether it’s a legitimate personal growth business or just another high-ticket MLM in disguise.

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Key Takeaways (If You’re in a Hurry)

• Prosperity of Life sells personal development courses combined with a multi-level marketing (MLM) opportunity.

• Members make money mainly by recruiting new affiliates who also buy the courses.

• Startup costs are high — typically in the thousands.

• The company is led by Shane and Rachel Krider, long-time figures in the personal development MLM space.

• While not an outright scam, it’s a high-risk, recruitment-driven program where most members lose money.

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What Is Prosperity of Life?

Prosperity of Life markets itself as a personal development and entrepreneurial training company. Its product line includes:

• Online courses on mindset, success, and leadership

• Personal growth and life-coaching content

• High-ticket live events and retreats

However, the business opportunity is where things get more complicated.

Members are encouraged to not only buy the training themselves but also resell those same products to others — earning commissions each time someone joins through their referral link.

In other words, Prosperity of Life functions much like a multi-level marketing company, where income potential depends less on the course material and more on how many people you recruit into the system.

MLM-style businesses often blur the line between selling a course and selling the opportunity itself, which is why they so often trap beginners. My How to Make Money Online guide covers why these models fail and what legitimate alternatives look like.

Who Runs Prosperity of Life?

Prosperity of Life is operated by Shane and Rachel Krider, who have a long history in the personal development MLM world.

Before Prosperity of Life, Shane Krider ran another controversial company called Liberty League International, which collapsed years ago after facing pyramid-scheme allegations. Prosperity of Life is essentially the rebranded successor — using the same model but under a fresh name and branding.

According to ProsperityOfLifeInsider.com, even though the company sells educational products, the main revenue driver remains recruitment commissions, not genuine course sales to retail customers.

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How Much Does Prosperity of Life Cost?

This is where many people are caught off-guard.

Joining Prosperity of Life typically involves:

• High-ticket product packages — courses and events that can cost anywhere from $2,000 to over $20,000.

• Membership fees — required to stay active and qualify for commissions.

• Marketing and event expenses — you’re responsible for your own ads, funnels, and travel to conferences.

That means you could spend thousands before ever making a sale. The “business opportunity” looks far less appealing once you realise the average member is paying, not earning.

The Problems With Prosperity of Life

Like most MLM-style systems, Prosperity of Life suffers from fundamental flaws that make long-term success extremely difficult:

1. High Cost of Entry

Few people have the money to invest thousands upfront — especially when there’s no guarantee of return.

2. Recruitment Over Product Value

Earnings depend on recruiting others who also buy in. That’s a telltale pyramid-style structure.

3. Low Success Rate

Independent reviews and former members report that most affiliates never recover their initial investment.

4. Reputation Issues

Because the focus is on recruitment, many critics label Prosperity of Life as “a pyramid scheme in disguise.”

5. Expensive “Education”

While personal development can be valuable, similar content is widely available from credible teachers for a fraction of the price.

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The Pros of Prosperity of Life

✅ Genuine personal development content
✅ Supportive community for goal-setting and networking
✅ Potential to earn large commissions if you can recruit successfully

The Cons of Prosperity of Life

❌ High upfront costs — sometimes five figures
❌ Heavy reliance on recruitment, not retail sales
❌ High dropout and refund rates
❌ Difficult to sustain without constant new sign-ups
❌ MLM structure with a history of criticism and lawsuits

Is Prosperity of Life a Scam?

Technically, no — it sells legitimate products.

But in practice, most members earn little or nothing because the business model depends on constant recruitment. Once your warm network of friends and family runs dry, it becomes nearly impossible to sustain. It’s one of the pitfalls I mentioned in my Online Business Models Compared guide.

So while it’s not a fake company, it operates dangerously close to the pyramid-scheme model the FTC warns about: where the majority of participants lose money, and only those at the top make significant profits.

Who Is Prosperity of Life Best For?

Realistically, it only suits a very narrow group:

• People deeply passionate about personal development

• Natural recruiters or experienced network marketers

• Those with disposable income willing to take a high-risk gamble

For most beginners looking for a realistic way to earn online, Prosperity of Life is too expensive, too risky, and too dependent on recruitment.

A Smarter Alternative: Local Lead Generation

Instead of investing thousands into an MLM, a better model is local lead generation the exact method I personally recommend.

Here’s how it works:

1. Build small, two-page websites targeting local services (e.g., roofing, plumbing, landscaping).

2. These sites generate leads through Google Ads or SEO.

3. Rent the leads to real businesses for $500–$2,000 per month each.

It’s simple, proven, and asset-based.

No recruiting, no hype, and no dependence on other affiliates joining under you.

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Final Verdict – Should You Join Prosperity of Life?

Prosperity of Life is a real company run by Shane and Rachel Krider, selling personal growth courses under an MLM compensation structure.

While it’s not an outright scam, it carries all the risks that come with high-ticket network marketing:

• Enormous startup costs

• Recruitment-heavy income model

• Extremely low success rates

For most people, it’s far from the “life-changing business” it claims to be.

If you’re serious about creating a stable, scalable online income — one that doesn’t rely on recruiting friends or paying thousands for mindset videos — there are better options out there.

Before You Go…

If you’re ready to build a real online business — something simple, scalable, and sustainable — skip the MLMs and focus on a model that actually works.

After more than 15 years of testing everything, there’s only one system I consistently recommend.

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FAQ Section

Is Prosperity of Life a pyramid scheme?
It hasn’t been officially labelled as one, but its heavy reliance on recruitment rather than product sales raises the same red flags seen in pyramid structures.

Can you really make money with Prosperity of Life?
Some top recruiters do, but the vast majority of members earn little or nothing after expenses.

How much does it cost to join?
Expect to spend several thousand dollars for product packages plus ongoing membership and marketing fees.

Who owns Prosperity of Life?
It’s owned by Shane and Rachel Krider, long-time players in the personal development MLM space.

Are the courses worth it?
While the mindset training has motivational value, it’s vastly overpriced compared to similar content available elsewhere.

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